Enter your economic losses and pick a severity level to get a ballpark pain and suffering estimate using the multiplier method. The number is a reference point, not a guarantee.
The multiplier method estimates pain and suffering by multiplying total economic damages (medical bills plus lost wages) by a severity factor of 1.5 to 5, then adding that figure to the economic total. It is the site's own worked model of a common insurance-negotiation convention, not a legal formula, and no insurer or court is required to use it.
Rough estimate only, not legal advice. Real settlements vary widely.
The multiplier method totals your economic damages, meaning medical bills, lost wages, and other out-of-pocket costs, then multiplies by a factor. Minor injuries sit near 1.5; severe ones approach 5. The estimated settlement combines that pain and suffering figure with the economic total, which is also why the math looks bigger than just the suffering component alone.
The multiplier method is one approach. The per diem method is another. Both are free, both are private.
Economic damages multiplied by a severity factor, typically 1.5 to 5, to produce a pain and suffering estimate. Add that to the economic total to get the full estimated claim value.
Higher for serious, lasting injuries. Lower for minor, fully resolved ones. Adjusters also consider liability clarity, documentation quality, and local verdict history, none of which this calculator can know.
Medical bills, lost wages, and other documented out-of-pocket costs tied directly to the injury.
Not necessarily, it’s an educational estimate, not a prediction. Outcomes vary widely.
No. Consult a licensed personal-injury attorney about the specific facts of your claim.