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Per Diem Calculator

Enter a daily rate and your recovery days to get a per-diem pain and suffering estimate. The daily rate is a starting argument, not a fixed rule.

How does the per-diem method work?

The per-diem method estimates pain and suffering by assigning a daily dollar rate, often the claimant's daily wage, to each day of documented recovery, then adding that total to economic damages. It is the site's own worked model of a common insurance-negotiation convention, not a legal formula, and works best when the recovery period has a clear, documented end date.

Details

Results

Estimated settlement,
Pain & suffering,
Economic damages,
Days × rate,

Rough estimate only, not legal advice. Real settlements vary widely.

How it works

The per-diem method assigns a dollar amount to each day of recovery, often pegged to your daily wage on the theory that a day of pain is at least as burdensome as a day of work. Add your economic damages and you have the full estimated claim. The method holds up best when the recovery period is clearly defined and supported by medical records.

Ballpark only: the daily rate is a negotiating position, not a rule, and neither side is required by law to accept any specific figure. Insurers often push back on both the rate and the recovery period.

Two methods, one site

The per diem method is one approach. The multiplier method is another. Both are free, both are private.

Good to know

FAQs

What is the per-diem method?

A dollar amount assigned to each day of recovery, multiplied by the total number of recovery days, to estimate the non-economic component of a claim.

What daily rate is used?

Often your daily earnings, but it’s a negotiation, not a rule.

How many recovery days?

From the date of injury until maximum medical improvement, the point at which your doctor determines further significant recovery is not expected. Medical records should document this endpoint.

Multiplier or per diem, which is right?

Adjusters may use either method, or neither. The per diem approach fits best when there is a clear recovery timeline with a defined end. For serious or permanent injuries without a finish line, the multiplier method is generally more practical.

Is this legal advice?

No, it’s educational. Consult a personal-injury attorney.

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